Understand your current situation
Organize information to recognize what you receive, spend and owe, and which areas need your attention.
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Financial-sector experience since 2003.
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Virtual sessions in Spanish or English.
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Educational, human and options-based guidance.
FOR YOUR CURRENT MOMENT
You may have income and still not feel clear about your money.
Many women have learned to work, meet responsibilities and solve things for others, but have not always had a space to understand their own finances without pressure or judgment.
- You work and earn income, but at the end of the month you are not always clear where your money went.
- Reviewing accounts, spending or financial decisions feels overwhelming and you do not know where to begin.
- You want to organize your money without feeling that a budget requires you to give up everything you enjoy.
- You are moving through divorce, retirement, widowhood, a move, a career change or another transition that affects your financial decisions.
- You want to start saving or better understand investment options, but first need to organize your current situation.
- You want to ask questions and participate in financial conversations without feeling intimidated.
- You have spent a great deal of time caring for and meeting other people’s needs, and now want to pay attention to your own financial wellbeing.
A DIFFERENT PERSPECTIVEYour money is also part of your wellbeing.
Financial decisions do not happen separately from the rest of your life. They may relate to your family, culture, migration, relationships, loss, transition or responsibilities you have carried for years.
That is why organizing your finances is not only about moving numbers around a spreadsheet. It also means understanding what you need, what you value and the life you want your money to support.
My approach does not begin with guilt or rigid formulas. It begins with your reality. Together we can observe the numbers, recognize your priorities and create a structure that helps you make decisions with more clarity, calm and confidence.
The plan needs to work in your real life, not only look good on a spreadsheet.
WHAT WE CAN WORK ON TOGETHER
Guidance that begins where you are.
Mentorship adapts to the topics you want to understand and the level of support you need. Not every woman works on the same issues or needs the same number of sessions.
Create a conscious spending plan
Design a way to distribute your money that considers responsibilities, goals, values and what you want to enjoy, without starting from rigid restrictions.
Organize debt, savings and priorities
Identify what you want to address first and define realistic actions to reduce debt, strengthen savings and create conditions to build wealth over time.
Understand investment-related information
Organize what you already have, recognize what you need to understand and prepare questions before speaking with an authorized professional who can provide specific recommendations.
Prepare for important conversations
Develop clear questions for accountants, attorneys, investment advisers, mortgage professionals or insurance professionals without feeling that you need to know every term first.
Navigate a life transition
Organize your financial priorities during divorce, retirement, widowhood, a move, a career change or another stage that calls for new decisions.
POSSIBLE OUTCOMES
What can change when you better understand your finances.
The outcome is not managing money perfectly. It is having a clear, simple way to understand it, organize it and make decisions you can sustain.
Move from not knowing where your money goes and feeling unsure about decisions to having clarity, a simple method and a direction that supports your life.
- Understand how much money you receive, where it is going and what needs your attention.
- Feel more confident about the steps you are taking to organize your finances.
- Have a simple method to review income, spending, debt, savings and priorities.
- Spend on what you need and enjoy with more ease when it is included in your plan.
- Reduce guilt related to money and make more conscious decisions.
- Speak with other professionals, ask questions and request explanations without feeling intimidated.
- Identify realistic actions to reduce debt, strengthen savings and move toward building wealth.
- Make financial decisions with greater clarity, calm and confidence.
INDIVIDUAL FINANCIAL MENTORSHIP
Personalized guidance to understand your financial situation.
Organize your priorities and move step by step toward decisions that support your life. Together we define the number of sessions according to what you want to work on, your situation and the support you need.
- Virtual 90-minute sessions.
- Meetings every two weeks.
- Available in Spanish or English for women in the United States.
- Number of sessions determined by your needs and goals.
- Text and email access for brief questions and follow-up while we are working together.
- Responses to messages and emails within approximately two business days.
Flexibility and rescheduling
You decide how long you want support. Sessions may be cancelled or rescheduled with at least 24 hours’ notice. Terms related to paid and unused sessions will be explained in the service agreement.
HOW WE BEGIN
Let’s begin with a conversation.
Before deciding, you can send a WhatsApp message to have a 30-minute conversation about what you want to work on, the support you are looking for and how my financial mentorship approach works.
This initial conversation does not replace a mentorship session or include a detailed analysis of your finances. Its purpose is to get to know one another, clarify questions about the process and help you decide calmly whether you want to continue.
THE PROCESS
A clear process adapted to you.
Schedule your initial conversation
We set aside 30 minutes to get to know one another and answer your questions about mentorship.
Define the focus
If you choose to continue, we identify what you want to work on and agree on an initial number of sessions.
Meet every two weeks
We use 90-minute sessions to understand, organize, decide and define concrete actions.
Apply and adjust
Between sessions, you can ask brief questions and we review the plan as your needs change.
FINANCES WITH CONTEXT
A more human way to talk about money.
Our relationship with money does not depend only on how much we know or our ability to follow a budget. It may also be influenced by family history, culture, migration, relationships, difficult experiences, responsibilities and life changes.
My training in a trauma-informed financial approach allows me to view money through that human lens. It does not mean assuming you have experienced trauma or turning mentorship into therapy. It means recognizing that financial decisions have context, and that guilt or pressure rarely creates sustainable change.
- You can talk about money without feeling judged.
- You do not have to justify decisions you made with the information or options you had at the time.
- You receive clear information to understand your options.
- You keep the autonomy to decide what you want to do.
- We create a flexible plan that respects your circumstances and pace.
- We recognize that a financial strategy needs to work in your real life.
ABOUT MARLENE
Hello, I’m Marlene.
My path in the financial sector began in 2003. I have worked in banking, investment firms and financial planning, and I also created my own financial advisory firm.
In earlier stages of my career, I worked as an investment adviser, insurance adviser and mortgage loan originator. Those experiences helped me understand how income, spending, debt, savings, investments, insurance, mortgages and the decisions that accompany each life stage are related.
Today I integrate that professional experience with training in trauma-informed financial guidance to offer a more human, clear and respectful way to talk about money. My intention is to help you understand your situation, recognize your options and make decisions that support you without pressure and with respect for your autonomy.
Schedule an initial conversationARTICLES AND RESOURCES
Resources to understand your money with more clarity.
Explore articles about conscious budgeting, financial decisions, life transitions and practical ways to organize your money without starting from guilt or rigid restrictions.
NEW READING
Your relationship with money is more than money mindset
A reflection on the mind, emotions, safety, context and life stage that shape your financial decisions.
Read the article
PRACTICAL GUIDE
Conscious budgeting: the first step
A guide to understand where your money goes, recognize your priorities and create a flexible structure you can sustain.
Read the articleFREQUENTLY ASKED QUESTIONS
Answers for deciding more calmly.
A NEXT STEPYou do not need to have everything resolved to begin.
If you want to better understand where your money goes, organize your priorities and create a plan that supports your life, we can begin with a conversation.
Free conversation · 30 minutes · Virtual · Spanish or EnglishProfessional clarification
Financial mentorship is for educational and personal-organization purposes. It does not include specific investment recommendations or tax, legal, mortgage or insurance advice. When needed, I can help you organize information and prepare questions for the appropriate professionals.